Florida’s Homeowners Association Act and Florida’s Condominium Act gives a community association an often times overlooked additional collection tool in its arsenal. If the parcel/unit is occupied by a tenant and the owner is delinquent in paying any monetary obligation due to the association, the association may demand that the existing tenant pay to the association the subsequent rental payments and continue to make such payments until all the monetary obligations of the owner have been paid in full to the association. A specific statutory notice must be provided to the tenant demanding all future rent payments, while also informing the tenant of protection against eviction by their landlord. Basically, a tenant who redirects their rental payment to the association cannot be evicted by the landlord for not paying the rent to the owner/landlord in these circumstances. If the owner/landlord seeks to bring an eviction action regardless, the tenant has an absolute defense to an owner/landlord’s eviction effort for non-payment of rent. If the tenant receives a demand that rental payments be submitted to the Association, this is not an optional procedure for the tenant. If the tenant fails or refuses to submit rental payments to the association, the association has the right to institute its own eviction proceeding against the tenant itself for failing to comply. Often times, the owner/landlord will direct the tenant to ignore the association’s demand for rent leaving the tenant caught between competing claims for subsequent rental payments. Tenants would be wise to adhere to the demand of the association in these instances, otherwise face eviction by the association, while being protected from eviction from the landlord based upon these statutory safeguards. Thus, when an association parcel/unit owner account goes delinquent, one of the first questions to be asked is whether the parcel/unit is being occupied by a tenant. In addition to the traditional collection procedures brought against the owner directly, a concurrent demand to the tenant for payment of rent will increase the chances of the account becoming current more expeditiously, the goal of all community association collection policies and procedures.